I looked at the rules and regs and didn't see anything stating what would happen if NO share lunker is caught. I guess the money is just classified as a membership only.
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TEXAS B.A.S.S. NATION, STATE PRESIDENT 2009 NITRO Z-9 MERCURY 250 PRO XS VISION FISHING RODS, "Ask Me About Them" LAKESIDE BOAT REPAIR FISHING TEAM
That's probably what the insurance policy/company that would pay the potential $100,000 is betting on. Probably like a hole-in-one car giveaway at a golf tournament.